How to Play Online Baccarat | Play and Win the Fun Casino Card Game

How to Play Baccarat

One of the simpler games in an online casino, baccarat is a fun and exciting game based almost entirely around betting. However, were you aware that the fun can be ramped up even further by wagering on side bets?

It is true; baccarat offers a healthy selection of side bets to keep things interesting. While the main game centers around betting on who will win the hand, the player or the banker, there are plenty of other juicy betting opportunities for you to sink your teeth into. Below, we have outlined a taster of the most common side action options at the Baccarat table.

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Basic Baccarat Rules

Baccarat is one of the simplest table casino games you can find. The aim of the game is to get as close as possible to a total of nine. The values of the cards are:

  • Ace = 1
  • 2-9 = face value
  • 10, J, Q, K = 0

Players have three choices to bet on. Either wagering on the player or the banker to win or else wagering on a tie.

The Tie Wager in Baccarat

OK, so this is not technically a side bet but rather a third betting option at the start of each hand. While most people will be aware of the tie bet, it is routinely ignored, so we have included it here. For those that do not know, this bet is a wager on the player and the dealer having identical hands. This means that a single winner cannot be determined. 

With a house edge of 14.4% and odds of 8/1 (true odds, 11/1), most players opt against placing this bet, but if you do wish to wager on this outcome, all you need to do is place your bet in the tie circle on the baccarat table.

Banker and Player Pairs Side Bets

This interesting side bet can only be played in games played with eight decks. It works by players betting that there will be a pair dealt within the first two cards dealt to either the player or banker. For the best odds, you can bet on the banker being dealt a pair or the player being dealt a pair. 

For slightly lower odds, you bet on either party to be dealt a pair. The house edge on this side bet for baccarat is 4.2%

Perfect Pair Side Bets

Similar to above, perfect pair wagers can also be placed. Here, bettors are wagering on more than just a pair being dealt to either the banker or the player. They are betting that this pair will also be suited, as in they are cards that come from the same suit. 

Not all Baccarat games will offer these additional pair bets, but when they do, the table will have spaces dedicated to banker, player, perfect, and pair. To place your bet on your choice of these, you just need to move your chips to the correct zone on the table.

Payouts on pairs and perfect pairs do differ from casino to casino, but the most common betting odds are as follows:

Wager Explanation Odds

  • Perfect Pair A pair of the same suit and the same rank 25/1
  • Player Pair A pair of the same rank dealt to the player 11/1
  • Banker Pair A pair of the same rank dealt to the banker 11/1
  • Any Pair A pair dealt to either the player or the banker 5/1

Lucky Bonus Side Bet

This is a wager on the banker making a winning total of six. Now, the great thing from the player’s point of view is that this side bet has a player advantage – yes, advantage - of 2.34% and odds of 18/1. 

But, before you place the bet, you should know that you are only able to bet up to 10% of your banker bet. This side bet also comes with one of the better RTPs out there for bettors. This is thanks to a low house edge of around 1.11%.

Royal Match Side Bet

A Royal Match bet is a wager on either the banker or the player being dealt a suited or an unsuited king and queen within their initial two cards. As you have probably guessed, this side bet pays a higher rate for suited than it does for unsuited. 

For instance, a suited king and queen pay out at 75/1, while an unsuited king and queen pay 30/1. This bet has a house edge of 2.13%.

Big and Small Side Bets

There are some online casinos that offer side action, such as big and small side bets. They are, like most of the side bets on this page, really remarkably simple and almost self-explanatory. 

They are bets on the total amount of cards that will be dealt in a round. We know that the minimum amount of cards in a game of baccarat is four. This is due to two cards being dealt each to the player and the banker. 

A bet on the four is a bet on the small and will pay out at 3/2. Of course, one extra card or more may be required to complete the game which will take the card total to five which the big bet is referring to. 

The big bet on five or even six cards pays to 2/1. The house edge on a total of four cards (small) bet is 5.27%. Meanwhile, the house edge on a total of five or six cards (big) bet is 4.35%.

Where to Play Online Baccarat

Above, we have listed some of the most common side bets in the online casino game of baccarat. Not all of these side bets are available at every online casino, while casinos may offer alternative side bets. 

These are simply the most common and popular. Now, it is over to you to find your perfect Baccarat tables to try them on. Fortunately, we have a lot of fantastic options for you to try out as soon as you are ready.

How To Place Side Bets In Baccarat FAQ

Will All These Side Bets Be Available At All Of My Online Casinos?

No, depending on software providers and other factors, betting options for baccarat will differ between casinos

Are Some Bets Better Than Others?

Yes, the lucky bonus side bet, for example, actually comes with an advantage to the bettor. However, because of this, players are limited to betting only 10% of the banker bet.

Do These Bets Affect The Base Game of Baccarat?

No, these are side action bets only.

About Cole Paganelli
Cole Paganelli author profile

Cole is really big into Major League Baseball, but really - the big four Pro US sports are his passion. Cole grew up a Yankees fan, but married a Red Sox fan. It's tough around the house during those big games, but his hatred for the Red Sox has waned a little. Cole has a goal of seeing every Major League Baseball Stadium before the end of 2022!

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